Job Information
Raymond James Financial, Inc. Portfolio Manager-C&I in Villanova, Pennsylvania
Description
TriState Capital Bank is an independent chartered bank subsidiary of Raymond James. Headquartered in Pittsburgh, PA, TriState Capital Bank provides premier private banking, commercial banking, and treasury management products and services to corporate, institutional, and high-net-worth (HNW) clients.
Job Summary
The Commercial and Industrial (C&I) Portfolio Manager assists the relationship managers with the underwriting of credit and the ongoing administration of loan portfolios to ensure that the Bank maintains high credit quality and to provide more time for the relationship managers to generate new business opportunities.
Essential Duties and Responsibilities
Underwrites requests for credit extensions to new and existing clients
Performs detailed financial analysis primarily for Commercial & Industrial lending opportunities
Prepares the following for presentation to Senior Loan Committee by the relationship managers:
Credit Approval Requests (CAR)
Modifications
Covenant Waivers / Amendments
Periodic Reviews
- Manages / monitors assigned portfolio for:
Borrower Credit Trend
Accurate and Timely Risk Rating
Required Financial Reporting
Covenant Compliance
Borrowing Base Availability
Payment Delinquencies
Overdrafts
Ensures compliance with the Bank’s credit policies and procedures, identifying exceptions for approval when they occur
Ensures the initial set-up of credit facilities on Baker Hill and other internal systems is consistent with the reporting requirements contained in the loan documents
Prepares periodic financial reviews where required
Ensures the timely spreading of interim and annual financial statements provided by clients
Accompanies the relationship manager on prospect / client calls when appropriate
Qualifications
Knowledge, Skills, and Abilities
Knowledge of
Demonstrated knowledge of accounting theory and its practical application in the credit underwriting process
Proficient in various spreadsheet applications, including the use of graphs, charts and Moody’s financial analysis software
Skill in
Strong analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry, competition and projections
Excellent organizational skills, attention to detail, and the ability to work in a fast-paced environment and complete assignments in a timely manner with minimal direction
Strong written and verbal communication skills
Strong presentation skills
Ability to
- Ability to work independently and within a team
Educational/Previous Experience Requirements
Education/Previous Experience
Bachelor’s Degree in Accounting, Finance, or related field; MBA preferred
Minimum 5-6 years of credit analysis and underwriting experience
Completion of bank commercial credit training program
Job: Banking
Primary Location: US-PA-Villanova-Villanova
Organization TriState Capital Bank
Schedule Full-time
Job Shift Day Job
Travel No
Req ID: 2400476